Is Solar Worth It in Texas? (2026 Analysis)
Updated 2026-07-07 · MySunROI Research
Solar in Texas is financially attractive for many homeowners in 2026. Average payback: 8.3 years. Net cost after ITC: $10,860. Annual savings: ~$1,310.
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Texas solar ROI snapshot
- 6 kW net cost after ITC: $10,860
- Estimated payback: 8.3 years
- Electricity rate: 12.8¢/kWh
- Peak sun hours: 5.5/day
- 30-year savings: $36,680
When solar is worth it in Texas
Texas is the fastest-growing solar market in the US, with no state income tax and strong sun in Houston, Dallas, San Antonio, and Austin. Most Texas utilities use buyback programs rather than full net metering — understand your REP's solar buyback rate.
- Monthly bill $120+ with south-facing roof
- You purchase (not lease) to claim ITC
- Staying past payback (~8.3 years)
- See full Texas cost breakdown
When to wait or skip
- Moving within 3–5 years
- Heavy shading or roof replacement needed soon
- Very low usage under $75/month
Texas quick stats
- 6 kW after ITC
- $10,860
- Payback
- 8.3 years
- Electric rate
- 12.8¢/kWh
- Annual savings
- $1,310
Frequently Asked Questions
What is the payback in Texas?
Average 8.3 years for a 6 kW system after the 30% federal credit, based on Texas rates and production.
Lease or buy?
Buying usually saves $10k–$30k more over 25 years. See lease vs buy guide.
Related pages
How We Calculate Solar Costs
MySunROI estimates combine NREL residential PV installed-price benchmarks, EIA state electricity rates, and regional labor modifiers — updated 2026-07-07.
Estimates only — not tax or financial advice. Estimates based on NREL PV cost benchmarks, EIA electricity rates, and 2026 installer pricing surveys.